How to pay for IVF

IVF is great technology but like many forms of advanced technology it can come with a hefty price tag. A small proportion of couples may have insurance to cover at least some of the cost of IVF. But for the rest the dilemma is how to pay for it. According the National Conference of State Legislators, only 15 states require …

Fertility Business Booming. Why?

According to an article in the Washington Post, the multibillion-dollar fertility industry is booming, and experimenting with business models that are changing the American family in new and unpredictable ways. Would-be parents seeking donor eggs and sperm can pick and choose from long checklists of physical and intellectual characteristics. Clinics now offer volume discounts, package deals and 100 percent guarantees …

IVF Money Back Guarantee Programs

So, what’s the deal. As the field of IVF grew, some IVF centers instituted “success or your money back” programs. Many of these were thought to be unethical because it could encourage centers to do potentially harmful procedures to try to avoid paying out the guarantee. The most common abuse was to transfer more embryos than thought to be safe. …

IVF success tied to insurance coverage

According to an article from Reuters, women who have insurance coverage for in vitro fertilization (IVF) may be more likely to have a baby than women who have to pay entirely out-of-pocket for fertility treatments.

In any given attempt at IVF, insurance status didn’t influence whether women had a baby, the study found. But when the first cycle of IVF …

Some Couples Try Crowdfunding For IVF

Crowdfunding is a popular way to raise money for almost everything including funerals. But on some of the big online fundraising sites, you’ll find public pleas for something on the other end of the spectrum and far more personal — infertility treatments.

Asking for IVF assistance is becoming one of the fastest growing crowdfunding categories, according to Josh Chapman, CEO …

Crowdfunding for IVF

There is no doubt that IVF is expensive and couples use a variety of resources to pay for it. Those who can afford it, pay cash. Others may be fortunate to have insurance to cover most of the cost. Yet others look to family for help or borrow from their savings or a loan company.

Here’s a new idea: crowdfunding. …

Money-back guarantees: choose carefully

An article in the Washington Post examines whether money-back guarantee programs really reduce financial risk.

They state correctly that infertility treatment is a numbers game in some respects: How many treatments will it take to conceive a child? And how much can you afford?

Even as insurance plans are modestly improving their infertility coverage, clinics most couples still pay out-of-pocket. …