Happy 40th Birthday, IVF!

The world’s first in vitro fertilization (IVF) baby, Louise Joy Brown, was born in 1978 in the U.K.  Since then, approximately 8 million babies have been born world-wide as a result of IVF.  In the United States alone, approximately 1.5-2 percent of all babies born these days are conceived via IVF.

In the past 40 years, since the conception and …

California OKs Fertility Preservation

The California Department of Managed Health Care (DMHC), which regulates health care plans covering 26 million California patients, confirmed that fertility preservation prior to medical treatment which could directly or indirectly cause infertility is a covered health benefit under the overarching language of the Knox-Keene Health Care Service Plan Act of 1975. This decades old statute provides for the coverage …

How to pay for IVF

IVF is great technology but like many forms of advanced technology it can come with a hefty price tag. A small proportion of couples may have insurance to cover at least some of the cost of IVF. But for the rest the dilemma is how to pay for it. According the National Conference of State Legislators, only 15 states require …

More Companies May Be Offering Fertility Benefits

Based on a new research by Willis Towers Watson, a global multinational risk management, insurance brokerage and advisory company, there is expected to be a 10% increase in employer-offered fertility benefits over the next two years.  The research suggests that employers are viewing coverage of fertility treatment as an important tool to recruit and retain skilled employees.

A prior Willis …

Infertility is a disease. Does it matter?

More than one in eight couples of childbearing age have difficulty conceiving or carrying a pregnancy to term, according to the Centers for Disease Control and Prevention. Experts at the World Health Organization (WHO) and the American Society for Reproductive Medicine (ASRM) have designated infertility a disease. Recently, delegates at the 2017 AMA Annual Meeting voted in support of WHO’s …

How Fertility Friendly is Your State?

Not all states are equal when it comes to access to fertility treatment and support.  RESOLVE, the National Infertility Association, recently published a scorecard, which gives each state a grade based on how fertility friendly they are. The grade for each state is based on insurance coverage for fertility treatments, the number of fertility specialists, the number of women …

Why Employers Should Offer Fertility Benefits

According to the Centers for Disease Control (CDC), approximately 6.7 million women in the U.S. suffer from infertility, but many employers do not provide fertility benefits for their employees. This likely stems from infertility not being recognized by many as a true disease. Regardless of how the diagnosis is viewed though, a new employee survey is showing how providing fertility …

IVF success tied to insurance coverage

According to an article from Reuters, women who have insurance coverage for in vitro fertilization (IVF) may be more likely to have a baby than women who have to pay entirely out-of-pocket for fertility treatments.

In any given attempt at IVF, insurance status didn’t influence whether women had a baby, the study found. But when the first cycle of IVF …

Insurance for Fertility Treatment?

The concept of health insurance to cover medical illness started catching on in the 1940’s and the current system of health insurance has evolved with surprisingly little change. Of course there was the start of Medicare in the late 1960’s to cover the seniors, the development of PPO’s and HMO’s, Medicaid to cover the indigent population and most recently, the …

Crowdfunding for IVF

There is no doubt that IVF is expensive and couples use a variety of resources to pay for it. Those who can afford it, pay cash. Others may be fortunate to have insurance to cover most of the cost. Yet others look to family for help or borrow from their savings or a loan company.

Here’s a new idea: crowdfunding. …